Category Archives: Financial Expert

Ricardo Tosto: A Highly Reputable Business Layer In Brazil

Ricardo Tosto de Oliveira Carvalho is a top attorney and he runs one the most prominent law firms in Brazil. If you are dealing with a business issue that requires the expertise of a powerful litigator, then check out Ricardo Tosto.

As an experienced commercial litigation and corporate law expert, Ricardo Tosto can handle virtually every type of conflict or dispute that can occur in a business environment, including business torts, breach of contract cases, joint venture and partnership disputes, class actions, shareholder issues, and breach of fiduciary duty allegation.

Entrepreneurs looking for the right corporate or business attorney can begin their search by contacting their colleagues or other businesses in their area. Also a quick online search for Lawyers Directories or Associations will reveal useful details.

Lawyers Directories are a great place to find out about lawyers that practice in the area of law you are dealing with and can provide information about their background. Next, you can review the lawyers’ websites to find more about their practice.

One of the most important aspects of finding the right corporate or business lawyer for your need is making sure that your potential lawyer has a good track record. Schedule a consultation in order to discuss with the lawyer and find out about their success rate.

Ricardo Tosto is a successful and powerful business litigation attorney and he has the expertise to evaluate the merits of a case and determine the best approach to handle the situation. Ricardo Tosto has a good understanding of the business law and he knows when to negotiate and when it’s best to litigate.

Ricardo Tosto takes steps to protect his clients’ rights and ensure that their business is well protected as well. He understands that efficiency, sound judgment, and creativity are critical for intelligently dealing with business disputes.

Ricardo Tosto a seasoned litigation attorney and he strives to obtain the best possible outcome for his clients. Numerous institutions, business owners, organizations and high-profile individuals turn to him for guidance and advice on a wide variety of legal issues.

Roberto Santiago Investment in the Shopping and Retail Industry

According to a survey conducted by Brazilian Association of Shopping Centers (Abrasce), there was a growth of 6.5% in the shopping and retail industry in 2015. This growth was achieved despite economic crisis that was experienced in Brazil at that time. In the state of Paraiba for instance, the scenes were similar, and those operating malls in the region had much to celebrate. One of the largest malls in the state of Paraiba is Manaira Shopping center owned by prominent Brazilian entrepreneur and businessman Roberto Santiago. This mall was initially launched in 1989, and it has undergone numerous re-developments to accommodate the growing demand of customers.

Abrasce partnered with Urban Studies Group (GEU) to conduct the research, and the result was good news to industry players as they focused on new business opportunities. The survey revealed that there were 538 shopping malls in Brazil, and 30 more were under different phases of construction. Further research showed that over one million people were employed in the industry throughout Brazil, and in 2015 alone, close to 54000 vacant positions in shopping malls were filled.

Shopping Malls’ Impact on Northeast Region

This is the second largest region in Brazil that sells through malls. In the state of Paraiba, you will find Roberto Santiago Manaira Shopping mall, the largest in the region. Manaira shopping has the largest space for hire, with an area of 75000 square meters. Over the years, Manaira shopping has been expanding and developing new facilities, to offer its clients almost all products and services in one location. The mall has multipurpose space including college, gymnasium, concert halls, movie theaters, restaurants and others, thanks to entrepreneurial skills of Roberto Santiago. The positive growth of the shopping industry generated excitement, more so among executives of these shopping malls. Visit his profile page on

About Roberto Santiago Manaira Shopping

Roberto Santiago was born in João Pessoa 58 years ago. In recent years, he has emerged as one of the most successful entrepreneur in the state of Paraiba. He established Manaira Shopping mall close to 30 years ago, and today, the mall is still favorite among the residents of this area. It is the largest mall in João Pessoa, and it provides lots of other activities in the city. Roberto Santiago Manaira Shopping mall is a hub for fun, entertainment and leisure.

The mall has 280 retail stores, where customers can spend the entire day moving from one store to another. The movie theater has eleven rooms with state-of-the-art and 3D equipment to provide movie lovers with amazing and exceptional experience. All sorts of entertainment both for young and old are available at the mall. Fast food kiosks, restaurants, food court and bar sections are all found at Manaira Shopping. Indeed, Roberto Santiago is one of the most successful entrepreneurs in Brazil, and through his enterprises, residents are offered more and more options. Read more articles on

Ideamensch Interviews Former Real Estate Developer And Mortgage Lender, Todd Lubar

Who Is Todd Lubar?

Todd Lubar is the founder and president of TDL Global Ventures, an entrepreneurial startup investment company. Mr. Lubar also serves as the senior vice president at real estate brokerage and management company, Legendary Investments in Arizona. Todd Lubar has more than two decades of experience working in the real estate industry. He has previously worked as a mortgage originator at Crestar Mortgage Corporation. Mr. Lubar’s educational background includes studying at Syracuse University where he majored in communications.

Highlights From Todd Lubar’s Interview With Ideamensch

One of the questions given to Todd Lubar was how does he bring his ideas to light? Mr. Lubar replied that sheer will, determination and persistence help him bring his ideas to fruition. His past experience working in the mortgage industry and real estate development has been instrumental in helping him achieve his goals at his current jobs at TDL Global Ventures and Legendary Investments. Todd Lubar says that entrepreneurs must executive their ideas if they are to profit of them. Otherwise, they will just be ideas and never materialize.

Another question asked of Todd Lubar during his interview with Hackronym was what one trend that he finds exciting is. Todd Lubar said that he finds remote technologies for the home to be very interesting. Mr. Lubar mentioned that being able to control the air conditioner, heating, fans and even lighting simply by pressing a button is truly amazing. Todd Lubar says he also utilizes security cameras on his premises that he can easily check on while he is at work or traveling. It is truly fascinating what technology can do him and what lies in store he says.

Then, Todd Lubar was asked what is something he does day in and day out that makes him more productive at his job. Todd Lubar responded by saying that knowing what is happening on each level of his business makes it that much easier to manage his firm. It also makes setting and achieving goals that much easier as well. When everybody is in sync at a firm, things run much more smoothly says Todd Lubar.

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Equal Protections Through George Soros’s Wealth Restores Greater Humanity

After immigrating to the United States in 1956, George Soros founded Soros Fund Management in 1970, and became one of the wealthiest inventors in history. In 1979, George founded Open Society Foundations, which has become a great organization that brings vibrant and tolerable civilizations together with holding their governments accountable, across the world. The organization’s foundation was built on helping to shape public policies, for equality in the political, legal and economic process. In addition, they focus on human dignity, minorities, and human rights. Their continued mission is to provide safeguards, for all fundamental rights and human decency.

Since 1979 and to the present day, George Soros has contributed an estimated $11 billion to philanthropy causes. He directly supports American progressive political causes and American liberal political causes through his foundation. Open Society Foundations has contributed $2.9 billion towards defending human rights, including those in the LGBT community. The organization has branched alliances with groups, for strengthening LGBT inequalities, as well as women, ethnic and religious minorities. Open Society Foundations recently has provided grants of $33 million towards civil rights and the social justices which has perpetuated the African-American community.

For many, the donating of billions of dollars means that there can be hope of change and George has been placed in the role as that change agent, for great causes. At 85 years old, George has taken on many causes; the last political season was of no exception. In June 2016, George donated $7 million to the Priorities USA Action, a political action committee (PAC) aimed at providing sustainable opportunities, for American families to get ahead despite any inequalities they face. The group is dedicated to the fundamental rights and democratic ideals of impartiality, for all Americans. The group was also supported by then nominee Hillary Clinton, which George also endorsed, for President of the United States. Read more at Politico about George Soros.

George’s continued interest in supporting political causes brings the necessary awareness by using his wealth. He’s had a formidable role within certain groups such as his $5 million donation to Immigrant Voters Win, a PAC that has worked tirelessly to defend the anti-immigration laws needed and to execute them with dignity and respect. George, being of Hungarian decent, knows first-hand of those needing protection under the law and receiving compassion. During the 1940’s, George and his family were afflicted by the need to falsify documentations to conceal their identity in order to protect their lives. Learn more on about George Soros.

George founded Open Society Foundation on the basis of equality, for one and equality for all. He holds the traditional values of building a society where it is based on human rights, dignity and the rule of law, for all people, regardless of creed, color or ethnicity.

Social Security Discussed By The Expert

The interview with David Giertz, President of Nationwide Financial’s sales and distribution organization was about how financial advisers should discuss Social Security to their clients. According to their research on, he discussed that financial advisers avoid talking about it. He said that in an advisor’s point of view, it is important that it should be discussed with the clients. According to the survey too, most people would change their advisers if they did not talk about it. He pointed out that the reason they avoid that topic, is because Social Security has very complex rules and it is a lot to comprehend. He advised the advisers need to take interest in Social Security, and discussed how Social Security affects from retirement, and people can lose a lot of money if they turn down Social Security too early.

David Giertz, is an experienced business leader from Ohio. He is a broker, a financial adviser and held top positions from different companies. He was the Senior Vice President-Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company, he also serves as President, Senior Vice President and Director for several other Nationwide companies on He served as Vice President of sales at Nationwide Financial Services, Inc. Previously, he served as Vice President-Sales, FI/WH from 2009 to 2013, and Vice President-NF Sales (Bank Channel) from 2004 to 2009.

David Giertz is also a registered Broker, the sales personnel who work for larger brokerage firms. These firms are in the business of buying and selling securities such as stocks, bonds, mutual funds and other investment-related products.

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